loan-loss
UK/ˈləʊn lɒs/US/ˈloʊn lɔːs/
释义
n.
（银行或金融机构的）贷款损失
词源
概述
loan-loss 是一个现代金融复合词，由两个基础日耳曼语源词汇直接拼接而成。loan 追溯至古北欧语的“借贷”概念，loss 则源于古英语中表示“丧失”的词汇。两者组合后，字面意为“贷款的损失”，精准描述了金融机构因借款人违约而无法收回本金与利息的经济现象。该词演变逻辑清晰，直接通过核心语素叠加构成专业术语，体现了英语复合词的高度能产性与直观性。
例句
“The bank set aside a substantial provision for loan-losses in the third quarter.”
该银行在第三季度为贷款损失拨备了巨额资金。
“Rising interest rates could lead to an increase in loan-losses across the banking sector.”
利率上升可能导致整个银行业的贷款损失增加。
“The audit revealed that the loan-loss estimates were overly optimistic.”
审计显示，贷款损失预估过于乐观。